Zurich has two types of Protection Continuation Options on our Guaranteed Term policies.
- Protection Continuation Option is an optional additional benefit that gives the client the option to extend the term of a plan without any further medical evidence and,
- Guaranteed Insurability Option is an automatic additional benefit that gives the client the option to increase cover without any further medical evidence, following certain, specific special events.
You must check your policy document to determine whether the policy has a traditional or a rolling continuation option. This is based on when the policy started.