Zurich has two types of Protection Continuation Options on our Guaranteed Term policies.


  • Protection Continuation Option is an optional additional benefit that gives the client the option to extend the term of a plan without any further medical evidence and, 

  • Guaranteed Insurability Option is an automatic additional benefit that gives the client the option to increase cover without any further medical evidence, following certain, specific special events.

You must check your policy document to determine whether the policy has a traditional or a rolling continuation option. This is based on when the policy started.

Download our guide to these options

We've created a helpful guide for brokers on the main differences between the two options and what you need to keep in mind.


If you have any further questions, please do not hesitate to contact your Broker Consultant.

Protection Webinar - Moving towards 2021

For our last protection Webinar of a turbulent year, we are delighted to be joined by Pacific Life Re. They will share their view on consumer’s health-related behavioural changes as a result of Covid-19. We’ll also hear from our underwriting experts, and explore some of the opportunities that exist for you in the mortgage, life and serious illness market.